What is a requirement for an agent regarding personal information from applicants?

The correct answer emphasizes the importance of transparency and compliance in the process of collecting personal information from applicants. Providing notice at the time of data collection is essential because it ensures that applicants are aware of what information is being collected, how it will be used, and their rights regarding that information. This practice is a fundamental aspect of privacy laws and ethical standards, fostering trust between the agent and the applicants.

The other options do not align with the best practices regarding data collection. Collecting information solely through personal interviews may limit the efficiency and reach of the process and does not necessarily enhance understanding or compliance with data protection standards. Stating that agents should never share the information is too absolute, as there are circumstances under which sharing may be permitted or required, such as legal obligations or consent from the applicant. Charging a fee for access to personal information is generally not standard practice and could be seen as a barrier to transparency and accessibility, potentially deterring applicants from obtaining their information.